In business there are several types of Liability insurance. General Liability is the most common kind of liability insurance. All businesses should have this kind of insurance because it is the most important. General Liabilty can protect you from slip and falls, completed operation mistakes, slander, advertisement infringements, damage to premises rented to you and many others.
In today’s economy, people are suing more today than ever before. It is important to secure and protect your company. Allow one of our top rated carriers to provide you with an industry specific program. Our representative are here for you, contact us today.
Bodily Injury and Property Damage Liability – This coverage protects you in the event of a financial loss or if someone gets injured on your premise. This also covers property damage resulting from someone’s loss.
Personal and Advertising Injury – This coverage protects you from slander, discrimination, copyright infringements on advertisements, and much more.
Medical Payments – This coverage protects you by paying medical costs for someone that may get injured on your premises, even if it was their fault.
Damage to Premises Rented to You – This protects you by providing coverage to premises that you may rent or occupy if the damages result from a fire, explosion, or lightening.
Employee Practices Liability Insurance or Employee Related Liability Insurance – This newer coverage provide protection to employers from employees and/or third parties. Examples of loss are wrongful termination, sexual harassment, and discrimination.