You have your home, auto and toys insured, but are those basic liability limits enough if you were dragged into a lawsuit? Do you have a newer driver in the household and want to make certain that in the event of an accident your limits are sufficient enough to cover your assets? Add an umbrella policy to add additional liability limits to all of your insurance policies. Coverage is relatively inexpensive for an additional $1,000,000 in coverage. Not sure if $1,000,000 is enough? Use our Travelers umbrella calculator below to figure what limit is suitable for your needs.