Even if your business has no automobiles it is important to have some kind of an commercial automobile policy. If you have no autos, but you have employees that pick up supplies or make bank deposits you should have an commercial automobile policy. Hired and Non-Owned coverage and medical payments would still be beneficial to your company.
Our top-rated insurance carriers provide commercial automobile coverage for companies that have 1 vehicle to 100+. In addition we have carriers that provide coverage for private passenger vehicles to fleet trucks. If you have a travel radius 50 miles to 200+ miles, we can find an insurance carrier for you.
Bodily Injury Liability – If you are liable for an accident, this coverage will pay damages for the injuries of the other party.
Property Damage Liability – If you are liable for an accident, this coverage will pay damages for the property of the other party.
Medical Payments – If you are injured in an accident or injured as a pedestrian this coverage will pay for medical expenses.
Uninsured or Underinsured Motorist – If you are involved in an accident and the other person has insufficient or no insurance, this coverage will cover bodily injury to you.
Hired and Non Owned Auto – This provides coverage for bodily injury or property damage that occurs during the use, loading or unloading of hired or non owned vehicles that may be used for your business.
Collision Coverage – When selected, will pay for damage to your vehicle when it is hit or is bit by an object or another vehicle.
Comprehensive Coverage – When selected, will pay for damage to your vehicle that happens from hail, fire, theft and any other covered causes.